Nowadays, online Lending become a new technological solution that allows millions of people to access financial subvention in terms of fulfilling of every dreams and need. At IndusInd Bank, they also value their borrowers and offer some of the best digitally-based advantages for availing the Personal Loan. One can get the loan amount amid INR 1 – 20 Lakhs at the lowest interest-rate, starting from 11.49% onwards. IndusInd Bank personal loan can be instantly availed and is quite helpful, especially during the emergency situations. Here, you will get the detailed features and other advantages of this bank in this blog.
Advantages and benefits of IndusInd Bank Personal Loan:-
IndusInd Bank is a new generation bank of India where you can avail numerous attractive banking product and services across India within a few days only. It is the Indian leading private sector bank and has specialized in terms of providing online lending solutions to use in any purposes such as buying furniture, renovating the house, medical emergency, or traveling abroad &, etc.
Here are the benefits of IndusInd Bank Personal Loan:-
Quick Disbursal- This bank guarantees to disburse the loan amount within twenty-four hours once your eligibilities and required documents were accepted. There is no any burden regarding visit any branches or somewhere else for the same purpose.
No Collateral Required- For applying for IndusInd Bank personal loan, you do not need to give any collateral or guarantor. It is an unsecured loan; therefore it is effortless to avail it.
Fixed Rate of Interest– IndusInd Bank offers you to avail the Personal Loan with the lowest interest-rates which starting from 11.49 – 20% only. Hence, it considered the best financial solution ever.
Flexibility to Choose the Loan Tenure– The repayment tenure of the loan in IndusInd Bank is usually best as ever. However, it depends entirely on you through your eligibilities. The repayment tenure can be extended up to five years so you can decide your monthly EMIs according to your monthly income as well.
IndusInd Bank Loan EMI Calculator– You can calculate the overall estimates of your loan repayment by entering your expecting amount, EMIs and interest rates in IndusInd bank loan EMI calculator. This graphical representation displays you the exact amount of loan repaying within a few minutes.
What is the Eligibilities Criteria of IndusInd Bank Personal Loan?
In order to apply for the IndusInd Bank personal loan, you have to meet with the following basic eligibility criteria of the bank:-
1. Your nationality must be an Indian.
2. If you are the salaried applicant, then you should have two years of work experience and at least one year of work experience with the current organization.
3. If you are the self-employed applicant or professional, then you must have four or five years in your businessman.
Required Documents for IndusInd Bank Personal Loan:-
Once bank accepted your eligibility criteria, then you have to submit your required documents to IndusInd bank in the following:
1. Valid ID proof such as Voter ID, PAN Card, Aadhar Card, Driving License and Passport.
2. For Salaried applicant, salary slip of last three months/ITR forms 16 as the income proof.
3. For Self-Employed, latest bank statements of at least six months.
4. Proof of current business for self-employed.
5. Current work experience for the salaried applicant.
You can apply for Personal Loan with the lowest attractive ranges of Indusind bank personal loan interest rate through Rupee Station; which is the virtual lending marketplace. Rupee Station will charge you only 2.50% of the loan amount as the loan processing fees. In case of any queries or hesitations, you can take the support of dedicated professionals of Rupee Station at any time.